🧓 Retirement Calculator
Plan contributions, returns, and withdrawals for retirement.
Retirement Calculator
Plan your financial future with our comprehensive retirement planning tools
Assumptions
Optional
| Year | Age | Contributions | Interest | Balance |
|---|---|---|---|---|
| 1 | 31 | $1,240 | $3,500 | $54,740 |
| 2 | 32 | $1,240 | $3,832 | $59,813 |
| 3 | 33 | $1,240 | $4,187 | $65,240 |
| 4 | 34 | $1,240 | $4,567 | $71,047 |
| 5 | 35 | $1,240 | $4,973 | $77,261 |
| 6 | 36 | $1,240 | $5,408 | $83,910 |
| 7 | 37 | $1,240 | $5,874 | $91,024 |
| 8 | 38 | $1,240 | $6,372 | $98,636 |
| 9 | 39 | $1,240 | $6,904 | $106,781 |
| 10 | 40 | $1,240 | $7,475 | $115,496 |
| 11 | 41 | $1,240 | $8,085 | $124,821 |
| 12 | 42 | $1,240 | $8,737 | $134,799 |
| 13 | 43 | $1,240 | $9,436 | $145,475 |
| 14 | 44 | $1,240 | $10,183 | $156,899 |
| 15 | 45 | $1,240 | $10,983 | $169,122 |
| 16 | 46 | $1,240 | $11,839 | $182,201 |
| 17 | 47 | $1,240 | $12,754 | $196,195 |
| 18 | 48 | $1,240 | $13,734 | $211,169 |
| 19 | 49 | $1,240 | $14,782 | $227,192 |
| 20 | 50 | $1,240 | $15,903 | $244,336 |
Quick examples
- Early retirement: Start with $100,000, contribute $1,500/month, 7% return, retire at 55 → Portfolio value at retirement
- Traditional retirement: Start with $50,000, contribute $800/month, 6% return, retire at 65 → Total savings needed
- Withdrawal planning: $500,000 portfolio, withdraw $2,500/month, 4% return → How long money lasts
- Catch-up strategy: Age 45, start with $25,000, need $1M by 65 → Required monthly contribution
Frequently Asked Questions
What is this calculator used for?
This calculator helps you perform specific calculations quickly and accurately. Each calculator is designed with a user-friendly interface to solve particular types of mathematical, financial, or health-related problems.
Is my data stored or tracked?
No, all calculations are performed locally in your browser. We prioritize your privacy and don't store or track any of your personal data. Your information never leaves your device.
How accurate are the results?
Our calculators use industry-standard formulas and algorithms to ensure high accuracy. However, for critical financial, medical, or legal decisions, we recommend consulting with a qualified professional.
Can I use this calculator offline?
Yes! CalcBuddy is a Progressive Web App (PWA) that works offline. After your first visit, you can use all calculators even without an internet connection.
Is this calculator free to use?
Absolutely! All calculators on CalcBuddy are completely free to use with no hidden fees, subscriptions, or advertisements. We believe in providing valuable tools to everyone.
How do I report an issue or suggest improvements?
We appreciate user feedback! You can contact us through our support channels to report bugs, suggest new features, or request additional calculators.