🏠 Mortgage Calculator
Calculate monthly payments, total interest, and view your complete amortization schedule
Not required (20%+ down payment)
Principal & Interest
$2,023
Property Tax
$400
Home Insurance
$125
Other Costs
$467
| Payment Type | Monthly | Total |
|---|---|---|
| Mortgage Payment | $2,023 | $728,142 |
| Property Tax | $400 | $144,000 |
| Home Insurance | $125 | $45,000 |
| Other Costs | $467 | $167,998 |
| Total Out-of-Pocket | $3,014 | $1,085,140 |
Total Interest
$408,142
Total Payments
$728,142
Payoff Date
Sep 2055
Total Months
360
Quick examples
- 30-year fixed: $500,000 home, 20% down, 6.75% APR, includes taxes & insurance
- 15-year mortgage: $350,000 home, 10% down, 6.0% APR, HOA $50
- Condo with HOA: $600,000 home, 25% down, 6.9% APR, HOA $250
- Principal & interest only: $450,000 home, 20% down, 6.25% APR (exclude taxes/insurance)
Tip: Click an example to prefill the calculator. Toggle "Include in calculations" to add or exclude taxes & fees.
Frequently Asked Questions
What is this calculator used for?
This calculator helps you perform specific calculations quickly and accurately. Each calculator is designed with a user-friendly interface to solve particular types of mathematical, financial, or health-related problems.
Is my data stored or tracked?
No, all calculations are performed locally in your browser. We prioritize your privacy and don't store or track any of your personal data. Your information never leaves your device.
How accurate are the results?
Our calculators use industry-standard formulas and algorithms to ensure high accuracy. However, for critical financial, medical, or legal decisions, we recommend consulting with a qualified professional.
Can I use this calculator offline?
Yes! CalcBuddy is a Progressive Web App (PWA) that works offline. After your first visit, you can use all calculators even without an internet connection.
Is this calculator free to use?
Absolutely! All calculators on CalcBuddy are completely free to use with no hidden fees, subscriptions, or advertisements. We believe in providing valuable tools to everyone.
How do I report an issue or suggest improvements?
We appreciate user feedback! You can contact us through our support channels to report bugs, suggest new features, or request additional calculators.
Free online mortgage calculator. All calculations happen locally in your browser for privacy.