🏦 Loan Calculator
Calculate loan payments, total interest, and view your complete amortization schedule
Amortized Loan
Fixed payments paid periodically until loan maturity
Deferred Payment Loan
Single lump sum paid at loan maturity
Bond
Predetermined lump sum paid at loan maturity
Total of 360 Payments
$204,404
Total Interest
$104,404
Principal
$100,000
Payoff Date
Sep 2055
Many consumer loans fall into this category of loans that have regular payments that are amortized uniformly over their lifetime. Routine payments are made on principal and interest until the loan reaches maturity (is entirely paid off). Some of the most familiar amortized loans include mortgages, car loans, student loans, and personal loans.
Quick examples
- 30-year amortized loan: $250,000 at 6.5% (monthly payments)
- 3-year personal loan: $15,000 at 9.9% (monthly payments)
- Deferred payment loan: $10,000 due in 2 years at 7%
- Deferred payment loan: $200,000 due in 5 years at 4.2%
Tip: Click an example to prefill the calculator. You can modify any field and share the updated link.
Frequently Asked Questions
What is this calculator used for?
This calculator helps you perform specific calculations quickly and accurately. Each calculator is designed with a user-friendly interface to solve particular types of mathematical, financial, or health-related problems.
Is my data stored or tracked?
No, all calculations are performed locally in your browser. We prioritize your privacy and don't store or track any of your personal data. Your information never leaves your device.
How accurate are the results?
Our calculators use industry-standard formulas and algorithms to ensure high accuracy. However, for critical financial, medical, or legal decisions, we recommend consulting with a qualified professional.
Can I use this calculator offline?
Yes! CalcBuddy is a Progressive Web App (PWA) that works offline. After your first visit, you can use all calculators even without an internet connection.
Is this calculator free to use?
Absolutely! All calculators on CalcBuddy are completely free to use with no hidden fees, subscriptions, or advertisements. We believe in providing valuable tools to everyone.
How do I report an issue or suggest improvements?
We appreciate user feedback! You can contact us through our support channels to report bugs, suggest new features, or request additional calculators.
Free online loan calculator. All calculations happen locally in your browser for privacy.